When you get your first student credit card you have the opportunity to learn good spending habits and proper use of credit. It will also help start your credit history and build your credit score which are both extremely valuable to your future. These factors will help determine the type of interest rates you will [...]
Use Automatic Payments or Utilize Online Banking
If you happen to be bad at remembering to pay your credit card bill each month then it may be smart for you to set up automatic payments with your bank and card issuers. This will help save you from missing payments and accruing late fees as long as [...]
Did you know that every time you make a purchase with your student credit card the merchant or retailer has to pay an interchange fee for the transaction? This fee is one of the key reasons why many small restaurants only take cash, because they cannot afford to pay these fees. Interchange fees are also [...]
The US Senate almost unanimously passed a bill on Tuesday to revamp certain credit card industry practices relating to limiting fees and imposing new restrictions on when lenders can raise interest rates. This will help to see that they are not taking advantage of people with risky credit and that they treat customers more fairly. [...]
There can be so many reasons to close one of your student credit cards. Sometimes it’s because you’ve maxed one out and want to take steps to stop spending, or your credit card company has recently changed the terms on your card, and not for the better. It is so easy say “I’ll show them, [...]
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