When you get your first student credit card you have the opportunity to learn good spending habits and proper use of credit. It will also help start your credit history and build your credit score which are both extremely valuable to your future. These factors will help determine the type of interest rates you will [...]
If you have not heard one of these calls then this is a warning to watch out for: Robocalls that claim they can negotiate lower interest rates with your credit card companies. Many people have decided to become part of the Do Not Call lists but despite their efforts these calls continue. These automated calls [...]
There can be so many reasons to close one of your student credit cards. Sometimes it’s because you’ve maxed one out and want to take steps to stop spending, or your credit card company has recently changed the terms on your card, and not for the better. It is so easy say “I’ll show them, [...]
Paying off your credit card debt may be one of the most daunting, difficult things a person does in their lifetime. Luckily there are four simple steps to guide you through this process, resulting in long term credit success.
Step 1: Change Your Attitude
As the old saying goes, you won’t change unless you want to change. [...]
Credit card usage in the U.S. has typically been out of control but luckily the change in the economy has resulted in people racking up less debt. Therefore consumers have done a great job at paying off their debt. The latest data shows that all types of consumer borrowing fell by a record amount in [...]
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