If you have not heard one of these calls then this is a warning to watch out for: Robocalls that claim they can negotiate lower interest rates with your credit card companies. Many people have decided to become part of the Do Not Call lists but despite their efforts these calls continue. These automated calls [...]
Compared to the first quarter of last year, the delinquency rates on credit cards have experienced a minor increase. Due to the recent decline in the economy many consumers are faced with tough decisions on which bills to pay. Unfortunately it seems that credit cards are falling low on the list and not getting paid [...]
Did you know that every time you make a purchase with your student credit card the merchant or retailer has to pay an interchange fee for the transaction? This fee is one of the key reasons why many small restaurants only take cash, because they cannot afford to pay these fees. Interchange fees are also [...]
On May 22nd 2009 President Barack Obama signed into law a ground breaking Credit Card Bill that looks to better protect consumers by banning certain practices and enforcing some new rules. One of the most significant changes applies to college students under 21 who are looking to acquire a student credit card. If you are [...]
As a continued sign of the struggling economy the average credit scores in the US fell an average of 6 points as reported by TransUnion. The data that comes from the third quarter of 2008 to the first quarter of 2009 is based upon their TransRisk score as compared to the more commonly used FICO [...]
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