If you have not heard one of these calls then this is a warning to watch out for: Robocalls that claim they can negotiate lower interest rates with your credit card companies. Many people have decided to become part of the Do Not Call lists but despite their efforts these calls continue. These automated calls [...]
Compared to the first quarter of last year, the delinquency rates on credit cards have experienced a minor increase. Due to the recent decline in the economy many consumers are faced with tough decisions on which bills to pay. Unfortunately it seems that credit cards are falling low on the list and not getting paid [...]
Make sure to review all credit card statements
Growing up in the age of technology, most of us use online banking to pay our bills and check our credit card statement. Some consumers do not even have their paper statements mailed to them and strictly use the Internet. Regardless of which method you use, you need [...]
Did you know that every time you make a purchase with your student credit card the merchant or retailer has to pay an interchange fee for the transaction? This fee is one of the key reasons why many small restaurants only take cash, because they cannot afford to pay these fees. Interchange fees are also [...]