Student Credit Cards Center

American Express® Credit Card (AMEX):
Are you ready to have an American Express Credit Card

As a college student the American Express® Credit Card may be the best card for you to choose if you have good credit history. Some student credit cards allow you to sign up with little or no credit score but AMEX want you to have a good score first. Good credit scores are not impossible to achieve as long as you make your credit card payments on time and monitor your credit report. Do not let this good score barrier steer you away from obtaining an American Express Credit Card. It may be that you need to build up your credit with another student credit card before you move on to an AMEX.

You may have heard the American Express Credit Card being associate with big celebrities with the AMEX Black or Centurion Card. People sometimes buy boats, cars, or even houses with these cards. These cards are not "credit cards" so to speak, they are actually charge cards where you always have to pay off the balance. Charge cards are typically not right for college students, which is why this article will focus on the credit card options that may be right for you. The main options American Express has for a student with good credit are part of the Blue credit card family which all feature an introductory rate of 0% APR and no annual fees.

The American Express brand has been in the credit card space for over 50 years. Being a college student with good credit you have three solid choices if you want an American Express Credit Card. All of the options are in the Blue credit card family from American Express and they include Blue, Blue Cash, and Blue Sky credit cards. It really comes down to what you want in a rewards program. If you want options then the Blue Card is your best option as you can choose things like gift cards, merchandise, or travel rewards. Now if you are the kind of college student who is always flying back home then Blue Sky is probably the best option for you as it is tailored for airline tickets, hotels, or car rentals. Perhaps you just want to get cash rewards for all of the purchases you make? Well then Blue Cash from American Express would be the card you want to check out. It has a great cash reward program that provides up to 5% in cash rebates as well as low fixed interest rate on balance transfers.

So no matter what you are looking for in a rewards program you can find an American Express Credit Card that is right for you. You just need to determine what it is you are looking for and pick the card that matches your needs. As with any card you should just make sure you always make your payments on time and keep track of your credit report to ensure you are building up your credit history for when you want another college student credit card in the future.