Student Credit Cards Center

Identity Theft Protection 101

Identity theft and identity theft protection seem to be the new buzz phrases of this millenium, even though identity theft has been around in one form or another for centuries. Still, with the Internet comes many new opportunities for theives to take advantage of an innocent consumer. Because of this, it's important to protect yourself from identity theft, especially when entering into the world of credit.

As a student, you may think that your immune to identity theft, because your income probably is not high enough to even enter a theive's radar. Unfortunately, the fact that you are a college student could be just the thing an ID theif is looking for. You see, once 18, the American consumer is flooded with credit card applications. The majority of these applications come with a large "Pre-Approved" stamp on them. And for an identity thief, this means that the job is already half-way completed for them. Credit card companies protect themselves by setting low limits and high interest rates. This ensures that their risk is low. But for you, the student who wants to start earning credit and managing your cards responsibly, the protections are limited. How do you protect yourself from identity theft?

At the Student Credit Cards Center, we understand that getting your first student credit card can be both exciting and a little scary. It's our goal to make this process as easy as possible, while providing you with all the information necessary to stay out of credit card debt. Part of this process is identity theft protection. Checking your credit score regularly is a simple step that we suggest you do, but sometimes that can get costly. Because of this, we've done the research and found the top 4 identity theft protection services that will secure your identity without breaking the bank:

• ID WatchDog - With patent-pending technology that continually scans thousands of credit, social security, DMV, medical, public records and other databases, They search for fraudulent activity and notify you of anything suspicious. Find out more about ID WatchDog >>
• Trusted ID - TrustedID’s® mission is to proactively protect consumers against identity theft, especially as identity theft is the fastest growing crime in the United States. Learn more about Trusted ID >>
• Identity Truth - The earliest possible detection service for identity theft. Identity theft is one of the fastest growing crimes in America today. For $10/month you will have a complete understanding of your identity health, potential issues, credit score, and insurance in case anything goes wrong. Learn more about Identity Truth >>
• LifeLock - LifeLock provides a proactive identity theft service, specializing in the prevention of identity theft rather than the reporting of it. LifeLock was founded in 2005 and is already considered the industry leader.
  Find out more about LifeLock >>